Despite foreclosure freeze, HOAs sending default notices

MORE HOA TYRANNY GIVING COLLECTION NOTICES FOR DUES

MORE HOA TYRANNY GIVING COLLECTION NOTICES FOR DUES

Daisy Maldonado knew she was behind on her homeowner’s association dues.

But when a collection agency mailed her a notice recently, she read a dire message.

“WARNING!” it declared. “IF YOU FAIL TO PAY THE AMOUNT SPECIFIED IN THIS NOTICE, YOU COULD LOSE YOUR HOME, EVEN IF THE AMOUNT IS IN DISPUTE!”

Maldonado, a 39-year-old auto loan underwriter who lives in North Las Vegas, had been slapped with a notice of default over her late HOA payments.

The notice is a step on the trail to foreclosure — and it arrived amid a pandemic-sparked foreclosure moratorium in Nevada.

DAWG SAYS: WHEN I WAS LOOKING FOR A HOME MY FIRST REQUIREMENT WAS NO H.O.A. THEY ARE AN AGENDA FILLED, SELF SERVING ENTITY.

I HAVE A RELATIVE THAT CANNOT PARK IN HER OWN DRIVEWAY OVERNIGHT WITH OUT FIRST GETTING PERMISSION.


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1 Comment

  1. The part of the notice that states, “whether or not the amount is disputed” violates the Federal Fair Debt Collection Practices law. The attorney sending out those notices is subject to a money damages law suit in federal court, and the federal court can put a moratorium on all HOA foreclosures in violation of federal law.
    The federal Fair Debt Collection Practices Act requires a 30 day notice of the right to dispute the debt and seek verification of the debt. This law, btw, is one of the most frequently violated laws in America. A good Nevada attorney who practices collection defense law should pick this case up.

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