Carlette Duffy felt both vindicated and excited. Both relieved and angry.
Black homeowner had a white friend stand in for third appraisal.
Her home value doubled.
Carlette Duffy felt vindicated and excited also both relieved and angry.
For months, she suspected she had been low-balled on two home appraisals because she’s Black. She decided to put that suspicion to the test and asked a white family friend to stand in for her during an appraisal.
Her home’s value suddenly shot up. A lot.
During the early months of the coronavirus pandemic last year, the first two appraisers who visited her home just west of downtown Indianapolis, valued it at $125,000 and $110,000, respectively.
But that third appraisal went differently.
To get that one, Duffy, who is African American, communicated with the appraiser strictly via email, stripped her home of all signs of her racial and cultural identity and had the white husband of a friend stand in for her during the appraiser’s visit.
The home’s new value: $259,000.
“I had to go through all of that just to say that I was right and that this is what’s happening,” she said. “This is real.”